What ERP licences cost a Quebec SME in 2026

Most ERPs are no longer bought once and for all. They are rented by the year, per named user. Some modules cost extra. The monthly price is a little misleading. The figure that matters is the annual total, multiplied by the number of years you will keep the software.

That total follows your growth. Everyone who enters an invoice, prepares an order or approves a payment needs a licence. Price increases add to the bill: Microsoft raised Business Central list prices on November 1, 2025, according to ERP Research.

Here are the list prices of three ERPs common among SMEs and mid-sized companies. They are catalogue prices, billed annually, before taxes, negotiated discounts and implementation fees. If you keep your current system, our pages on Business Central AI integration and Acumatica AI integration explain how agents connect to it.

Oracle doesn’t publish NetSuite’s price list: every contract is negotiated. The figures in the table are the planning ranges Epiq published in August 2026.

Take a 30-user company paying list price. The table shows the licence alone, over one year and then over ten years at today’s prices.

These amounts cover the licence only, in US dollars. In Canadian dollars, add the day’s exchange rate. Implementation, training and customization come on top in the first year, then again at upgrades.

The list price is also just a starting point. A multi-year commitment or a large number of users often gets negotiated down. Conversely, nothing guarantees next year’s price unless your contract says so.

A licence is renegotiated at renewal. These five questions save you from bad surprises.

Paying every year for the right to use your ERP is no longer the only way. At Cogio, we offer our ERP with no licence to pay and no per-user fees, whether you have 5 or 200 employees. We earn our living from services: installation, automations, hosting and maintenance.

Our AI agents read invoices, orders and emails, then prepare the entries in the ERP. Your teams approve. The Free ERP page details the offer and what you pay.